Remember when you were growing up, and mother taught you: “don’t talk to strangers.” Strangers might be bad, you were told, so it’s best to stay away from them. Never ever give out any information about yourself in response to an unsolicited phone call. Always call them back, and not using the number offered to you by the caller. Always!
Yet we tend to forget and become honest, kind, and generous, especially when someone asks us for help. If a small child is in trouble, the smartest thing he can do is find a nice-looking stranger and talk to him and here we got two pieces of advice that may seem to contradict each other, but they don’t.
That second advice is generalizable to this instance as well. The problem is not that someone claiming to be from your bank is asking for personal information. The problem is that they contacted you first.
Remember everything can be hacked. In order to stay away from any threats related to the cyber world, we recommend the install of antivirus for Windows or antivirus for Mac on every device that you own, depending on which OS your device is running. If you are a company, it is also recommended to hire every year a specialized cybersecurity company that will run annual tests on your company’s network. These tests include penetration testing and ethical hacking tests;
Keep in mind that a caller id could be spoofed, even if is currently illegal by Federal law.
If you live in America and somebody is calling you from Europe (e.g. Germany) you will get: ‘Unknown name’, ‘Unknown number’, but when You call to Germany (land line to land line) they could get on their caller id the whole you home phone number. This outrageous thing is possible because the main provider for this service in the US is monopolist: at&t. They are very fast to increase your service charges and make you pay for that particular service named Caller ID.
Tips and Tricks:
All financial institutions must provide their name when calling the customers and soon after they provide it you must check if the number exists online on the bank official site.
ALL telemarketers, solicitors, polls should register ALL their phone numbers in special FTC database, so you could verify who calls.
We would continue to monitor this cybersecurity problem. Meanwhile, users should keep a keen eye out for any cyber attacks. Remember to use an antivirus for Windows or antivirus for Mac in every device that you own, depending on which OS your machine is running, If you are a company we recommend to hire every year a specialized cybersecurity company that will run annual tests on your company’s network, tests like this include: penetration testing and ethical hacking.